Loan Against Property – Find True Value of Your Asset with GST Suvidha Centre.
What is Loan Against Property?
Loan Against Property (LAP) is a funding solution that allows you to borrow funds by way of mortgaging your residential/commercial property. It is an easy mode of generating funds when you need money for business, education, marriage, or even medical emergency. At GST Suvidha Centre, we help you raise Loan Against Property in India at a low interest rate.
What are the benefits of a loan against property Loan?
The key benefits of taking a business loan are:
- Lower Interest Rates
- Higher Loan Amount
- Longer Repayment Tenure
- Multi-Purpose Usage
- Suitable for Businesses & Individuals
- Better Cash Flow Management
- Improves Credit Profile
Who can apply for the loan?
The following persons can apply for this loan:
- Salaried individuals
- Self-employed professionals
- Proprietorship Business
- Partnership firms & LLPs
- Companies
- Any other form of entity
How to Apply for a Loan Against Property Loan online?
The procedure generally followed involves:
- Visit the lender’s website that is providing the loan against property
- Go to ‘Apply Loan’ option
- Fill in all the details such as owner’s details, desired loan amount, bank account etc in the application form and upload the required personal, financial, and property documents. documents
- The lender will go through the information submitted and may approve or reject the application
- The lender conducts a property valuation and legal due diligence to confirm ownership and market value.
- Based on the value of the property, the lender will sanction the loan amount and issues a sanction letter.
- Loan agreement is signed, and the property is mortgaged in favour of the lender.
- After all formalities, the loan amount will be disbursed to the applicant’s bank account
What documents are required for applying for the loan?
- Identity & address proof of the owner
- Income proof / financial statements
- Property ownership documents
- Bank statements
- Business or employment details
What is the process to apply online for the loan through GST Suvidha Centre?
It is extremely fast process to apply Loan Against Property Online through GST Suvidha Centre. We will guide you with a dedicated financial expert throughout the process.
As part of this service, we provide the following:
- Filing of Application for Loan Against Property
Process to Avail the Service:
- Book a Consultation (Optional)
Visit our website to schedule a free consultation call if you require guidance before proceeding. - Select and Add the Service to Cart
Choose the Loan against Property service and add it to your cart. You may opt to proceed directly without a consultation. - Upload Required Documents and Complete Payment
Securely upload all necessary documents on our portal and finalise the process by making the payment. - Back-End Processing by Our Team
Our team will file the loan application and carry out all required procedures and formalities using the documents you have provided. - Completion and Document Handover
Upon approval from the bank, the loan will be disbursed to your bank account.
How can I get a Loan Against Property Near Me?
You can get a Loan Against Property near you by visiting your nearest GST Suvidha Centre. We provide services in Bilaspur, Raipur, and all other highly populated cities in Chhattisgarh, and we can also offer online services throughout India.
How much will it cost to apply for the Loan through GST Suvidha Centre?
At GST Suvidha Centre, the charge for filing of the loan application is ₹ 2,000 (exclusive of GST). The government charges are extra and not included in the given fees. Document preparation fees are also chargeable extra
You get complete assistance with the whole loan approval process at an affordable price.
Why should you choose GST Suvidha Centre?
- Complete transparency with no hidden charges.
- Fast approval, minimal paperwork
- Support in loan documentation and valuation
- PAN India service coverage—we have offices in Bilaspur and Chhattisgarh
- Quick approval and easy disbursal.
- We manage all evaluations and manage your bank correspondence and communication.
Frequently Asked Questions:
Q1. What type of property can be mortgaged?
A. You can mortgage legally owned residential, commercial, or industrial property, free from any dispute.
Q2. After mortgaging my property, will I retain the ability to own and use the property?
A. Yes, you will maintain ownership and can continue to use the property.
Q3. What documents is required to apply for the loan?
A. You will mainly need KYC, proof of income, property papers, and bank statements.
Q4. How long does it take to get the loan approved?
A. The time taken for the loan approval depends on document verification and property valuation. But we help speed up the process through proper documentation and follow-ups.
Q5. What is the repayment tenure?
A. The tenure is between 5 and 15 years, usually as specified by the lender.
Q6. How much loan can I get against my property?
A. The loan amount usually depends on the market value of the property, income, and repayment capacity, as assessed by the lender.
Q7. For what purpose, the loan be used?
A. The loan can be used for any permitted financial needs.
Q8. Can I get a Loan Against Property if it is jointly owned?
A. Yes, you can get a loan against a co-owned Property, but all the co-owners will need to sign the loan agreement (bond of loan).
Q9. How does GST Suvidha Centre help with getting the loan against property?
A. We assist with eligibility assessment, document preparation, application filing, bank coordination, and follow-up to ensure a smooth process. But document preparation is charged separately.
Need funds to achieve your goals? Be smart use your property!
Apply for a loan against property by visiting your nearest GST Suvidha Centre in Bilaspur or Chhattisgarh, or apply online from anywhere in India.
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