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🧾 How to Withdraw Pension Online – Complete EPS Withdrawal Guide

Meta Title: How to Withdraw Pension Online | EPS Withdrawal Form 10C Guide
Meta Description: Learn how to withdraw your pension under the Employee Pension Scheme (EPS) using Form 10C via the EPFO portal. Step-by-step process, eligibility, documents & expert help.

✅ Overview: Pension Withdrawal Under EPS

Employees covered under the Employees’ Pension Scheme (EPS) by EPFO can withdraw their pension amount online using Form 10C. The pension withdrawal process is completely digital and requires an active UAN, linked Aadhaar, and KYC-compliant bank account.

💡 You can only withdraw the EPS amount if your service period is less than 10 years. If you’ve completed 10+ years, you’re eligible for a pension after retirement, not a withdrawal.

📋 Eligibility Criteria to Withdraw EPS Pension

Before applying for pension withdrawal, ensure the following conditions are met:

• You have left employment and are not contributing to EPF.
• Your UAN is active and Aadhaar-linked.
• You’ve not completed 10 years of continuous service.
• KYC (Aadhaar, PAN, and Bank Account) is updated on the EPFO portal.

🛠️ Step-by-Step Process: How to Withdraw Pension Online

Here’s how you can apply for EPS withdrawal online:

1. Visit the official EPFO Member Portal:
   👉 https://unifiedportal-mem.epfindia.gov.in
2. Log in with your UAN and password.
3. Navigate to:
   ➤ Online Services → Claim (Form-31, 19 & 10C)
4. Enter your bank account number (as per your KYC).
5. Select Form 10C for pension withdrawal.
6. Accept the terms and submit the claim.

📝 Documents Required

• Aadhaar Card
• PAN Card
• UAN Number
• Bank Account (linked with UAN)
• Exit Date updated by employer

📊 EPS Withdrawal Amount: How Much Will You Get?

The amount you can withdraw depends on your service period. Here’s a quick guide:

Years of Service	Withdrawal Eligibility
Less than 6 months	Not eligible
6 months to 9 years 6 months	Pro-rata EPS amount (as per table D of EPS)
10 years or more	Not eligible for withdrawal – eligible for pension after 58 years